There are more cars and drivers on the road each year. With so many vehicles on the road, crashes can happen. Car insurance can make the difference between a minor inconvenience and a large hassle. How can you determine what insurance you require and where you should go to buy it? Car crashes can lead to many different expenses, which can all be paid for based on the type of coverage you own. Your state or province certainly requires some type of auto insurance. By not purchasing insurance, you run the risk of having to pay the full price of any harm or injury you cause others. Liability: This kind of insurance coverage can pay for the damage that you have caused. These damages might include personal injury, and property damage. If you are in legal trouble, it also pays your court costs. State laws usually mandate standard amounts, but higher amounts are available and usually recommended. Personal Injury Protection: This type of insurance pays for hospital bills and other medical treatment for you or other people in your car, no matter who was at fault in the crash. It is mandated in some states and optional in others. The minimum amount of personal injury protection is typically set by the state. Medical Payments: This coverage is available in states that are not considered no-fault; it will pay despite who may have been at fault. If you purchase this type of coverage, you will receive payment for reasonable medical or funeral costs. Collision: Damages resulting from a car accident will be paid for under this kind of insurance. Comprehensive: Protect your vehicle from all non-collision damages by purchasing this type of coverage. This can include protection from robbery, vandalism, and weather damage. Uninsured Motorist: Too many drivers are breaking the law by driving without owning the right amount of insurance. This insurance will protect you if you are in a collision with one of these drivers. Under-Insured Motorist: There are other drivers who have liability insurance that might not be able to pay for all the expenses they are supposed to take care of. Under-insured motorist coverage covers you from those drivers. Emergency road service, car rental, and other types of coverage can also be purchased. Car Insurance Quotes Clermont